1st Choice Finance is a loan company located in Columbia, Mississippi. Our loans range from $300.00 up to $5,000.00. We offer Installment Loans, commonly known as, Personal Loans. 1st Choice Finance has a ‘No Computer Screening’ process, meaning that your application is processed in office by our team. Our ‘No Credit Scoring’ system means that you are NOT defined by a number. A member of our team will make a decision by combining the information that we collect from you during the application process and the information reporting to your credit.